We offer a finance option on selected products though our website and also in our store in Fleet, Hampshire.

0% Finance over a 6, 10 or 12 month period is available subject to eligibility. Finance is not available on sale items and there are some brand & product exclusions*

The minimum loan amount is £250.00 and a minimum deposit of 10% is required.

To be eligible for finance you must be 18 or older and in permanent paid employment, self-employed, retired (and receiving a pension), a working student in part-time work or in receipt of a disability benefit. You are also required to have been a resident in the UK for at least 3 years and have a debit or credit card in your name, which is registered to your address. Applications may not be accepted for a number of reasons, including mis-typed information, or you not meeting the specified requirements. Please note that other conditions may apply, and we cannot guarantee that your application will be accepted.

Please note: finance is not available for unemployed individuals. Applications that have previously been rejected should not be re-proposed within a 3-month period.

Finance purchases that our made through our website or via mail order must be delivered inside the verified address on the customer credit agreement or an address approved by V12 Retail Finance. It is not permitted to the collect goods from any other location that is not approved by V12 Retail Finance, including but not limited to, a store, and delivery depot or drop point. Goods can only be delivered to the person named on the credit agreement or a family member of that person.

In order to make sure we process your order as quickly as possible; you should get an instant answer on whether your application for finance has been successful. In some cases, V12 – our 3rd party financial services provider - will need to look at the application in more detail before making their decision. This is simply to protect your identity against any fraudulent transactions. Applying for finance is straight forward and simple, all you need to do is fill out the online form at the payment stage at checkout and add an electronic signature. It's important you use your full name and address details and make sure everything is spelt correctly. 

Finance is provided by ‘V12 Retail Finance Limited’ who are owned by ‘Secure Trust Bank PLC’. ‘V12 Retail Finance Limited’ is registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Registered office: One Arleston Way, Solihull, B90 4LH. Correspondence address: 20 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.

‘V12 Retail Finance Limited’ act as a credit broker and introduces to one or more lenders, for which they will receive a commission.

‘Secure Trust Bank PLC’. Registered in England and Wales 541132. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered Office for both: One Arleston Way, Solihull, B90 4LH.

V12 Retail Finance (V12) is a trading name of Secure Trust Bank PLC

*We don’t offer finance on any Onewheel or Boosted products.


If you have any queries in regards to our finance options then please give us a call on 01252 612223 or email us at